Advanced Features for Enterprise Loan Management
Comprehensive feature set designed for finance companies across the full credit spectrum. From origination to recovery, every tool you need is built-in.
Complete Feature Set
Everything you need to run a successful lending operation
Core Servicing
- Complete loan lifecycle management
- Payment tracking and processing
- Collection management with scoring
- Insurance tracking and processing
- Credit reporting to bureaus
- Recovery management workflows
- Close-out processing (charge-offs)
- Single step judgements
- Waterfall payment allocation
- Customer portal access
- Borrower portal for self-service account management
Originations
- Credit application processing
- Direct bureau integrations
- Unlimited loan programs
- Dealer portal access
- Document management
- Stipulation tracking
- Workflow automation
- Custom business rules
- Application portal for online loan applications
Compliance & Security
- SOC 1 Type 2 compliance certification
- 128-bit AES encryption
- TLS 1.3 secure data transmission
- Secured by annual third-party penetration testing
- OFAC screening automation
- MLA compliance tools
- Role-based security model
- Audit trail capabilities
- Regulatory reporting
- Multi-facility redundancy
Integrations & APIs
- Web Services based API
- Real-time electronic payments
- Third-party integrations
- Credit bureau connections
- Payment processor APIs
- Dealer portal integration
- Document management APIs
- Custom integration support
Reporting & Analytics
- 100+ built-in standard reports
- Customizable report parameters
- Automated report generation
- Graphical dashboards
- Real-time analytics widgets
- Custom SQL query support
- Multiple output formats
- Scheduled report delivery
- Omega Analytics powered by Metabase for real-time business intelligence
- Advanced JobStream scheduler for automated reports and processes
- Data warehousing via Omega Analytics - DataHub
User Management
- Multi-user support
- Hierarchical security permissions
- Role-based access control
- Field-level security
- User activity tracking
- Custom user roles
- Password policy enforcement
- Session management
- Two-factor authentication (2FA)
Advanced Capabilities
Cutting-edge features that set Omega apart from the competition
Custom Screens
Total flexibility with user-defined fields and screens
Task Management
Automated workflow tasks with priority queuing
Document Management
Built-in templates with merge technology and image storage
Database Access
Direct SQL access to your data for custom reporting
Omega Product Suite
Specialized products designed to enhance your lending operations
Omega Analytics
Powered by Metabase for real-time business intelligence
Omega Analytics - DataHub
Same awesome features as Omega Analytics, but with Data Warehousing where clients can sync any 3rd party external data for a full company overview at your fingertips
Omega Mailer
Powered by FSSI, seamlessly integrated mail and print services
Omega Scan
Can scan documents directly into the system
Omega Sign
Powered by Crypton Mobile, fully integrated eSignatures
Flexible Loan Configurations
Support for all installment loan types and calculation methods
Supported Loan Types
- • Interest Bearing Loans (Simple Interest)
- • Pre-Compute Loans
- • Indirect Sales Finance Contracts
- • Direct Consumer Loans
Amortization Methods
- • Standard Amortization
- • Odd First Payment
- • Interest Only Periods
- • Balloon Payments
- • Skip Payment Options
- • Custom Schedules
Rate Calculations
- • APR
- • Regular Rate
- • Step Rate
- • Blended Rate
- • Promotional Rate (Same as cash)
Seamless Integrations
Connect with industry-leading partners for complete automation
Web Services API
Seamless integration capabilities for any third-party system
Account Status
Real-time borrower account information and status updates
Electronic Payments
Process payments instantly through multiple channels
Account Import
Bulk import new accounts and loan data seamlessly
Third-Party Integration
Connect with your website and application processors
See All Features in Action
Schedule a personalized demo to explore how Omega's comprehensive feature set can transform your lending operation.