Omega Partners with PayNearMe to Accept Cash, Debit, Credit, and ACH Payments
Omega is excited to announce our partnership with PayNearMe, the industry's only platform that facilitates cash, debit, credit, and ACH payments through a single, mobile-first solution. With PayNearMe, lenders can meet borrowers where they are—whether that's at a 7-Eleven, online, or via mobile—and post payments to Omega accounts in real time.
What is PayNearMe?
PayNearMe is a payment platform that enables businesses to accept cash at thousands of retail locations nationwide, plus debit, credit, and ACH payments online and via mobile. Their mobile-first technology provides simple consistent payment experience for consumers while giving lenders real-time visibility and control.
How the Omega + PayNearMe Integration Works
Cash Payments via the PayNearMe Cash Network:
- After account entry in Omega, PayNearMe automatically mails a payment card to the customer
- The card number is linked to the customer's Omega account and transmitted to PayNearMe in real time
- The card number or embedded barcode can be printed on welcome letters and billing statements
- Customers make cash payments at 7-Eleven or other participating retail locations
- Payments post to the customer's Omega account in real time—no daily processes or reports to run
ACH, Debit, and Credit Card Payments:
- During account entry, automatically activate the PayNearMe order in Omega
- Add borrower payment types directly within Omega View Account
- Accept one-time and recurring payments from checking, savings, debit, and credit card accounts
- Payments and NSF transactions post to Omega customer accounts in real time
Key Benefits
- Reach underbanked and cash-preferred borrowers with 27,000+ retail payment locations
- Accept cash, debit, credit, and ACH through a single platform
- Real-time payment posting—no batch files, daily processes, or reconciliation delays
- Seamless data sharing between Omega and PayNearMe
- Mobile-first experience for borrowers paying online or in-store
- Support one-time and recurring payments for flexible payment options
- Automatic NSF transaction handling with real-time account updates
Integration Features
- Automatic payment card mailing after account entry
- Card number and barcode printing on welcome letters and billing statements
- Real-time payment posting to Omega customer accounts
- One-time and recurring payment support for ACH, debit, and credit
- Seamless customer account data sharing between Omega and PayNearMe
- No daily batch processes or manual reconciliation required
- Integrated payment type management within Omega View Account
About PayNearMe
PayNearMe is the industry's only platform that facilitates cash, debit, credit, and ACH payments. Their mobile-first technology provides the simplest way for businesses to collect payments through an intuitive, consistent experience for consumers. With thousands of retail locations and robust digital payment options, PayNearMe helps businesses expand access and improve collections.
Who Should Use PayNearMe with Omega?
- Lenders serving underbanked or cash-preferred borrowers
- Subprime and near-prime auto lenders looking to reduce delinquency
- Consumer finance companies expanding payment accessibility
- Any lender looking to improve collections with real-time payment posting
Why Omega + PayNearMe?
- Industry-leading cash acceptance network with 27,000+ locations
- Real-time payment visibility—no waiting for batch files
- Single platform for cash, card, and ACH payments
- Mobile-first borrower experience that drives engagement
- Seamless integration with Omega Originations and Servicing
✅ Get Started
The Omega and PayNearMe integration is available now. Contact us to enable PayNearMe, configure payment types, and start accepting cash, debit, credit, and ACH payments in real time.
