Omega Partners with 700Credit for Integrated Credit Reporting from All Three Major Bureaus
Pull hard and soft credit reports from Experian, Equifax, and TransUnion directly within Omega Originations and Servicing.
Credit decisioning is the foundation of responsible lending—and speed matters. Omega is proud to announce our partnership with 700Credit, enabling lenders to pull credit reports from all three major bureaus—Experian, Equifax, and TransUnion—directly within the Omega Originations and Servicing Loan Management System. With integrated hard pulls, soft pulls, and indefinite report storage, the 700Credit integration streamlines credit decisioning and accelerates loan approvals.
What is 700Credit?
700Credit is a leading provider of credit reporting, compliance, and risk management solutions for the automotive, mortgage, and consumer finance industries. Their platform delivers fast, accurate credit data from all three major bureaus with robust compliance tools and seamless integration capabilities.
How the Omega + 700Credit Integration Works
- Initiate a credit inquiry during loan entry in Omega Originations or Servicing
- Select hard pull (New Credit) or soft pull (QuickQualify) inquiry type
- 700Credit retrieves credit reports from Experian, Equifax, and TransUnion
- Receive up to three credit scores, trade line information, and an auto loan summary
- Credit reports are stored on the 700Credit server and accessible indefinitely from Omega
- Use credit data to make instant lending decisions without leaving Omega
Key Integration Features
Tri-Bureau Credit Reporting:
- Pull credit reports from Experian, Equifax, and TransUnion in a single request
- Receive up to three credit scores for comprehensive risk assessment
- Access detailed trade line information for informed decisioning
Hard Pull Credit Inquiries (New Credit):
- Full credit report with auto loan summary
- Standard credit inquiry reported to bureaus
- Ideal for final loan approvals and funding decisions
Soft Pull Credit Inquiries (QuickQualify):
- Pre-qualify customers without affecting their credit score
- Full credit report with auto loan summary
- Perfect for lead generation, pre-approvals, and rate shopping
Indefinite Report Storage:
- All credit reports stored securely on the 700Credit server
- Re-access reports anytime directly from Omega
- No need to re-pull credit for compliance reviews or audits
Seamless Omega Integration:
- Request and receive credit reports during loan entry in Originations and Servicing
- Credit data populates automatically within Omega workflows
- No switching between systems or manual data entry
Key Benefits
- Accelerate loan approvals with instant tri-bureau credit access
- Improve credit decisioning with comprehensive trade line data
- Pre-qualify more borrowers with soft pull QuickQualify inquiries
- Reduce compliance risk with indefinite report storage and audit trails
- Streamline workflows with native Omega integration
- Eliminate manual credit report ordering and data entry
Who Should Use the 700Credit Integration?
- Auto lenders making credit-based lending decisions
- Originations teams pre-qualifying leads with soft pull inquiries
- Compliance teams needing indefinite credit report storage for audits
- Any auto-based lender looking to accelerate credit decisioning within Omega
Why Omega + 700Credit?
- Industry-leading credit reporting trusted by thousands of lenders
- Tri-bureau access in a single integration
- Soft pull pre-qualification to expand your funnel without impacting credit scores
- Indefinite report storage for compliance and re-underwriting
- Native integration eliminates system switching and manual processes
- Auto loan summaries tailored for automotive and consumer lending
✅ Ready to Accelerate Credit Decisioning with Tri-Bureau Reporting?
The Omega and 700Credit integration is available now for Omega Originations and Servicing auto finance lenders. Contact us to enable 700Credit, configure your credit inquiry workflows, and start pulling tri-bureau credit reports directly within Omega.
